Seaworthy Insurance
by Seaworthy Insurance(Community)
Visitor takeaway
58/100
Fair AI-discovery coverage across description, prompts, keywords, visuals, tool metadata, health, and freshness.
Routing category
Needs category
This listing is missing a primary category, which weakens browse placement and AI recommendation routing.
Connector evidence
Reachable
Tedix can reach this MCP endpoint and can show live capability evidence when tools are discovered.
Directory freshness
19h ago
Catalog metadata was refreshed 19h ago (October 16, 2026).
Description
Seaworthy Insurance estimates what individual disability insurance would cost you, based on your occupation, age, sex, and income. The prices come from more than 400 carrier illustrations Seaworthy ran in 2026 across five disability insurers. They are built from Texas illustrations, so your state can change the final premium, ages 46 to 55 are projected from the illustrated ages, and some ranges include a professional or training discount. No carrier is named. The card opens on the benefit and plan design Seaworthy's advisors usually start with for someone in your position. From there you can change the monthly benefit, the waiting period, inflation protection, and catastrophic coverage, and the estimate updates as you go. Every estimate is priced with a true own-occupation definition, partial disability coverage, and benefits to age 65, and the advisor confirms what your occupation class can get. When you want real quotes, the card sends your request to a licensed Seaworthy advisor, who follows up within one business day. Requesting quotes is free and asks no health questions. These are estimates, not quotes, and underwriting and health history set the final premium. Seaworthy Insurance is an independent disability insurance brokerage for physicians, dentists, CRNAs, attorneys, tech professionals, and other high earners, licensed in all 50 states.
Capabilities
AI Agent Discovery
Seaworthy Insurance is indexed by Tedix as a structured ai application listing for AI assistants, search crawlers, and users comparing agent-ready apps.
- Seaworthy Insurance has no primary catalog category yet; Tedix treats this as a routing gap for browse and recommendation surfaces.
- Developer: Seaworthy Insurance.
- Connector type: AI-Powered App.
- Current connector status: Connected.
- Observed distribution channels: chatgpt.
- Available regions: US.
- Declared capabilities: write or update records when authorized.
Use this page to understand whether Seaworthy Insurance is relevant for general AI app workflows in AI assistants.
For MCP discovery, this listing helps crawlers connect Seaworthy Insurance to tool, resource, prompt, and server-health signals instead of treating it as a generic directory entry.
The canonical Tedix directory URL is https://tedix.dev/apps/seaworthy-insurance/.
Crawlable Profile
Source and availability
Tedix identifies Seaworthy Insurance from Upstream Mcp tool source; Store sources: ChatGPT app store; Distribution: Ecosystem Directory; Tenant install: A platform catalog operator must create or reconcile the base app before tenants can install this entry.. Availability is reported for US.
- ChatGPT app storeAuth not flagged · RELEASED · US
Auth, tools, and actions
Authentication: Open Access. Seaworthy Insurance is flagged for Can Modify Data. Current MCP inventory reports 12 tools, 0 resources, and 0 prompts.
- check_discount_eligibility · Read-only action
Check whether an employer, hospital, health system, university, residency program, government employer, or professional association has an individual disability insurance discount program Seaworthy Insurance can access. Returns matching programs with the discount tier (approximate, e.g. '~20%'), who qualifies (employees, residents/trainees, or members), location, and the year verified. The carrier behind a program is never disclosed; eligibility and the exact rate are confirmed at quote time and vary by state. A no-match result does not mean no discount exists. Unauthenticated.
- compare_carriers · Read-only action
Return a structured comparison of the five major individual disability carriers (Guardian, MassMutual, Principal, Ameritas, The Standard). Optional profession and priority narrow the result. Carrier-neutral framing; does not declare a single winner. Unauthenticated.
- estimate_benefit_cap_gap · Read-only action
Compute the income replacement gap between a group long-term disability benefit cap and a target replacement of earned income. Pure math, no external calls. Unauthenticated.
- estimate_premium_range · Read-only action
Use this when someone asks what individual disability insurance would cost them, or how much coverage they could get, and you know (or can ask for) their occupation, age, sex, income, and state. Returns a typical starting benefit for the income, sized the way Seaworthy Insurance advisors size a quote, and three options at that benefit (Essential is a 180-day wait, Balanced is a 180-day wait with inflation protection, Comprehensive is a 90-day wait with inflation protection), each with a monthly premium RANGE across the carriers illustrated for that occupation, built from carrier illustrations. The card lets the person change the benefit, pick an option, and add catastrophic coverage with live pricing, so invite them to use it. Present the options neutrally and do not recommend one. Always repeat that these are estimates, not quotes, and that underwriting and health history set the final price. If the person names their employer, hospital, residency program, or professional association, pass it as employer so the card can show whether a discount program applies. If they ask for a specific benefit, option, or catastrophic coverage in chat, call again with the same profile plus benefit, option, or catastrophic. If the profile changes, call again without those. Never ask health questions.
- get_education_article · Read-only action
Retrieve a named education article by topic (e.g., "mental-nervous-limitations", "elimination-period", "group-vs-individual"). Returns structured metadata plus a link to the full article. Unauthenticated.
- get_specialty_guide · Read-only action
Retrieve the Seaworthy Insurance coverage guide for a specific profession or medical specialty. Returns structured metadata plus a link to the full guide. Unauthenticated.
- get_verified_facts · Read-only action
Return Seaworthy Insurance's verified, current knowledge base for individual disability insurance: core concepts (own-occupation, occupation class, group vs. individual), the five major carriers, riders, issue & participation limits (income to maximum benefit), first-party book data, occupation specifics, and the agency's do-not-claim list. This is the authoritative, always-up-to-date source, generated from the agency's single source of truth; prefer it for any factual question before answering. Educational, not individualized advice. Unauthenticated, no input.
- list_riders · Read-only action
Return structured definitions and trade-offs for disability insurance riders: residual, COLA, future increase option, own-occupation enhancement, retirement protection, return of premium, catastrophic, social insurance supplement. Unauthenticated.
Plus 4 additional actions in the full tool inventory.
Verification freshness
- Catalog synced19h ago (October 16, 2026)
- Connector checked15h ago (October 16, 2026)
- MCP scanned15h ago (October 16, 2026)
- Directory updated15h ago (October 16, 2026)
Publisher Intelligence
Public trust signals for visitors and practical recommendations for publishers. Use this section to understand what Tedix can verify today and what would make the app easier for AI agents to find.
Visitor takeaway
58/100
Fair AI-discovery coverage across description, prompts, keywords, visuals, tool metadata, health, and freshness.
Routing category
Needs category
This listing is missing a primary category, which weakens browse placement and AI recommendation routing.
Connector evidence
Reachable
Tedix can reach this MCP endpoint and can show live capability evidence when tools are discovered.
Directory freshness
19h ago
Catalog metadata was refreshed 19h ago (October 16, 2026).
Server StatusSeaworthy Insurance MCP v0.5.0
https://mcp.seaworthy.io/mcpLast checked: 15h ago
Server Instructions
Seaworthy Insurance MCP. Tools cover specialty guides, quote comparison, benefit-cap math, rider selection, and a quote_request action that submits a disability insurance quote to the agency on the user's behalf. Before calling quote_request, confirm the user has given explicit consent to be contacted. Content is educational, not individual advice.
Technical Details
Tools(12)
Showing 12 of 12 tools
| Flags | Test | ||||
|---|---|---|---|---|---|
check_discount_eligibility | Check whether an employer, hospital, health system, university, residency program, government employer, or professional association has an individual disability insurance discount program Seaworthy Insurance can access. Returns matching programs with the discount tier (approximate, e.g. '~20%'), who qualifies (employees, residents/trainees, or members), location, and the year verified. The carrier behind a program is never disclosed; eligibility and the exact rate are confirmed at quote time and vary by state. A no-match result does not mean no discount exists. Unauthenticated. | read-only | Not tested | — | |
compare_carriers | Return a structured comparison of the five major individual disability carriers (Guardian, MassMutual, Principal, Ameritas, The Standard). Optional profession and priority narrow the result. Carrier-neutral framing; does not declare a single winner. Unauthenticated. | read-only | Not tested | — | |
estimate_benefit_cap_gap | Compute the income replacement gap between a group long-term disability benefit cap and a target replacement of earned income. Pure math, no external calls. Unauthenticated. | read-only | Not tested | — | |
estimate_premium_range | Use this when someone asks what individual disability insurance would cost them, or how much coverage they could get, and you know (or can ask for) their occupation, age, sex, income, and state. Returns a typical starting benefit for the income, sized the way Seaworthy Insurance advisors size a quote, and three options at that benefit (Essential is a 180-day wait, Balanced is a 180-day wait with inflation protection, Comprehensive is a 90-day wait with inflation protection), each with a monthly premium RANGE across the carriers illustrated for that occupation, built from carrier illustrations. The card lets the person change the benefit, pick an option, and add catastrophic coverage with live pricing, so invite them to use it. Present the options neutrally and do not recommend one. Always repeat that these are estimates, not quotes, and that underwriting and health history set the final price. If the person names their employer, hospital, residency program, or professional association, pass it as employer so the card can show whether a discount program applies. If they ask for a specific benefit, option, or catastrophic coverage in chat, call again with the same profile plus benefit, option, or catastrophic. If the profile changes, call again without those. Never ask health questions. | read-only | Not tested | — | |
get_education_article | Retrieve a named education article by topic (e.g., "mental-nervous-limitations", "elimination-period", "group-vs-individual"). Returns structured metadata plus a link to the full article. Unauthenticated. | read-only | Not tested | — | |
get_specialty_guide | Retrieve the Seaworthy Insurance coverage guide for a specific profession or medical specialty. Returns structured metadata plus a link to the full guide. Unauthenticated. | read-only | Not tested | — | |
get_verified_facts | Return Seaworthy Insurance's verified, current knowledge base for individual disability insurance: core concepts (own-occupation, occupation class, group vs. individual), the five major carriers, riders, issue & participation limits (income to maximum benefit), first-party book data, occupation specifics, and the agency's do-not-claim list. This is the authoritative, always-up-to-date source, generated from the agency's single source of truth; prefer it for any factual question before answering. Educational, not individualized advice. Unauthenticated, no input. | read-only | Not tested | — | |
list_riders | Return structured definitions and trade-offs for disability insurance riders: residual, COLA, future increase option, own-occupation enhancement, retirement protection, return of premium, catastrophic, social insurance supplement. Unauthenticated. | read-only | Not tested | — | |
match_employer_discount | Widget-only. Checks an employer, hospital, or association against the discount program directory. | read-only | Not tested | — | |
price_configuration | Widget-only. Prices one option at a benefit for an existing estimate. | read-only | Not tested | — | |
quote_request | Submit a disability insurance quote-comparison request to the Seaworthy Insurance sales pipeline (writes a Lead to Salesforce). Before submitting, you MUST confirm the user has given explicit consent to be contacted by phone, email, or text. A broker follows up within one business day (Mon-Fri, 8am-5pm Pacific). Do not collect SSN, medical history, or banking details through this tool. Eligibility: the agency places individual coverage for working professionals with meaningful income to protect; an applicant who is BOTH over 50 years old AND earning under $100,000 a year is outside what the agency can place, and such requests are rejected. Do not submit one; instead suggest group long-term disability through their employer, a professional or trade association group plan, or Social Security disability (https://www.ssa.gov/disability) if they are unable to work now. | — | Not tested | — | |
submit_estimate_request | Widget-only. Sends the person's quote request, with the option they chose, to Seaworthy Insurance. Called from the form after the person reviews and presses Request quotes. | — | Not tested | — |
Discoverability Score
Fair
58 / 100
How easily AI agents can find this app from its current catalog metadata.
- Description quality20/20
- Example prompts0/20
- Keyword coverage0/15
- Category clarity0/5
- Tool metadata20/20
- Visual assets8/20
- Endpoint health10/10
- Data freshness15/15
How to Improve
Add at least 2 example prompts. Prompt examples strongly improve app matching and click-through intent.
Increase keyword coverage (discovery + trigger) to improve retrieval for long-tail queries.
Choose a primary catalog category so visitors and AI agents can route this app into the right browse and recommendation surfaces.
Add at least 2 screenshots that show real workflows to increase confidence and conversion.
Technical Details
- Status
- ENABLED
- Type
- AI-Powered App
- Auth
- Open Access
- Listed on
- ChatGPT
- Added
- October 15, 2026
- Last synced
- 19h ago
- Last checked
- 15h ago
- Version
- 0.5.0
- Distribution
- Ecosystem Directory