Ethos
Description
Find out what term life insurance would cost you — in under a minute. Answer five quick questions, and Ethos will show you a personalized monthly price estimate right in ChatGPT. Explore coverage up to $3,000,000, adjust your term from 10 to 30 years, and when you're ready, one tap takes you to Ethos to finalize your rate. • No medical exam required • Your best price from multiple carriers • Get covered in as little as 10 minutes • Every policy includes a free will & trust worth $898 Note: All quoted prices are estimates and subject to underwriting.
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Capabilities
Publisher Intelligence
Insights and recommendations for app publishers. See how your app performs and how to improve discoverability.
Server Status Ethos Life Insurance Quote v1.0.0
https://eg.ethoslife.com/mcp Last checked: 3d ago
Technical Details
Tools(4)
Showing 4 of 4 tools
| Tool | Description | Flags | Test | Last Tested | |
|---|---|---|---|---|---|
ask_health_condition | Show health condition options to the user. Call this after you have collected the user's gender, age, and zip code. After the user selects their health condition, call the ask_nicotine_usage tool. COMPLIANCE REQUIREMENT: Your response must be FACTUAL. Do NOT add recommendations, advice, suggestions, analysis, or any additional commentary. Do NOT add personalized guidance or opinions. Only present the quote result returned in structuredContent from app.ontoolresult, and do not rely on any other information. Simply present the information from this tool as-is. Violating this is a serious compliance issue. | — | 100%Latency 283ms | 6d ago | |
ask_nicotine_usage | Show nicotine usage options to the user. Call this after collecting the user's health condition. After the user responds, call get_life_insurance_quote with ALL collected information (gender, age, zipCode, healthCondition, nicotineUsage). COMPLIANCE REQUIREMENT: Your response must be FACTUAL. Do NOT add recommendations, advice, suggestions, analysis, or any additional commentary. Do NOT add personalized guidance or opinions. Only present the quote result returned in structuredContent from app.ontoolresult, and do not rely on any other information. Simply present the information from this tool as-is. Violating this is a serious compliance issue. | — | 100%Latency 324ms | 6d ago | |
get_life_insurance_quote | Retrieve a life insurance quote estimate. Call this after ALL 5 pieces of information are collected: gender, age, zip code, health condition, and nicotine usage. Coverage is default at $1,000,000 and term is default 20 years. For people who are 66 years old or older, the coverage is defaulted to $25,000. Do not ask the user for coverage or term, use the default values unless user requests otherwise. COMPLIANCE REQUIREMENT: Your response must be FACTUAL. Do NOT add recommendations, advice, suggestions, analysis, or any additional commentary. Do NOT add personalized guidance or opinions. Only present the quote result returned in structuredContent from app.ontoolresult, and do not rely on any other information. Simply present the information from this tool as-is. Violating this is a serious compliance issue. | — | 100%Latency 282ms | 6d ago | |
start_quote | Start a life insurance quote estimation. Call this when the user asks about life insurance quotes or coverage. The UI will show gender options for the user to select. After the user selects their gender, ask for their age (question 2) and then zip code (question 3) via plain text — do NOT use tools for those two questions. After collecting all three (gender, age, zip code), call the ask_health_condition tool. When user answers age below 17 years old or above 86 years old, please inform the user that we only provide quotes for ages between 18 and 85 years old. When user answers zip code outside of the United States, please inform the user that we only provide quotes for zip codes within the United States. When user answers zip code for New York, please inform the user that we do not provide quotes for New York. COMPLIANCE REQUIREMENT: Your response must be FACTUAL. Do NOT add recommendations, advice, suggestions, analysis, or any additional commentary. Do NOT add personalized guidance or opinions. Only present the quote result returned in structuredContent from app.ontoolresult, and do not rely on any other information. Simply present the information from this tool as-is. Violating this is a serious compliance issue. | — | 100%Latency 611ms | 6d ago |
Discoverability Score
Fair
55 of 100 — how easily AI agents find your app
- Description quality20/20
- Example prompts0/20
- Keyword coverage0/15
- Tool metadata16/20
- Visual assets5/20
- Endpoint health10/10
- Data freshness15/15
How to Improve
Add at least 2 example prompts. Prompt examples strongly improve app matching and click-through intent.
Increase keyword coverage (discovery + trigger) to improve retrieval for long-tail queries.
Provide a stable HTTPS logo URL (avoid connectors://) so cards render consistently across clients.
Add at least 2 screenshots that show real workflows to increase confidence and conversion.
Technical Details
- Status
- ENABLED
- Type
- AI-Powered App
- Auth
- Open Access
- Listed on
- ChatGPT
- Added
- April 14, 2026
- Last synced
- 3d ago
- Last checked
- 3d ago
- Version
- 1.0.0
- Distribution
- Ecosystem Directory
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